Dairyland Motorcycle (2024)

1. Hours

24/7 – only closed on major holidays

2. Status Line

800-526-4252

3. Customer Service

Customers: 800-526-4252

“Quick Quote” Line

888-324-7952

4. Claims Fax

5. Claims

800-325-9559

PO Box 8042

Stevens Point, WI 54481-8042

6. Underwriting Fax

Endorsem*nts:

Legacy System – 715-346-8934 (old)

Atlas System – 800-943-3373(new)

7. Supplies

www.dairylandagents.com

8. Web Site

Website:

www.dairylandagents.com

1. Mail to

All payments except new business

PO BOX 8030

Stevens Point, WI 54481-8030

Policy corr, policy changes, new business apps, etc:

PO Box 8034

Stevens Point, WI 54481-8034

policydocuments@dairylandcycle.com

Typed signatures not acceptable

2. When Honored

Date after postmark

3. If payment is NSF

4. Types of Payment Accepted

Check, money order, cashier’s check, debit card or credit card

5.Accepted by Freeway

Yes

6. What if Payment is late

$5 late fee

Late payments postmarked no later than 10 days after the due date will be processed without a lapse in coverage as a processing convenience to insured’s and agents.

- If premium is not postmarked within 10 days of the due date, the policy expires on the original due date. Lapse notices are sent to the lien holder and any financial responsibility filings are cancelled.

7. Billing Fee

Direct Bill: $6

EFT $1

8. First payment due

Direct Bill

First installment is due at 60 days; subsequent installments are due every 30 days.

* Approximately 15 days prior to the policy effective date of each month, an installment bill will be sent to the insured advising of the dollar amount and due date.

1. "No Loss" Statement

2. Reinstatement Period

3. Lapse

4. Reinstatement Fee

1. Fee

2. To whom it can be issued

3. How to obtain

1. Policy Fee

2. Cancellation Fee

3. Late Fee

4. Renewal Fee

1. Coverage’s

Liability: 15/30, 50/100, 100/300, 250/500

Property Damage: 10, 25, 50, 100

Guest Passenger Liability: 15/30, 50/100, 100/300, 250/500

UMBI/UIMBI: 15/30, 50/100, 100/300, 250/500

Med Pay: $1,000, $2,000, $5,000 (ded $50)

Comp/Coll:$100, $250, $500, $1,000

Excursion Diversion Coverage and/or Rental

<![if !supportLists]>· <![endif]>Classic – Optional

<![if !supportLists]>· <![endif]>Gold - Included

Physical Damage Plus Coverage, Replacement Cost & Roadside assistance

Special Equipment:

<![if !supportLists]>· <![endif]>Classic – up to $3000

<![if !supportLists]>· <![endif]>Gold – up to $5000

Rental $45 per day, max $1350

2. Non-Owner

No

3. Business or Artisan

No

4. Acceptable Special Motorcycles

Vintage:

<![if !supportLists]>· <![endif]>Minimum motorcycle age: 30 years

<![if !supportLists]>- <![endif]>Maximum motorcycle value: $60,000 including all factory standard, optional equipment and mechanical alterations.

<![if !supportLists]>· <![endif]>Documents required with the application:

<![if !supportLists]>- <![endif]>Two photos showing all sides of the motorcycle must be submitted to the Company.

<![if !supportLists]>- <![endif]>Documentation verifying the motorcycle's value must be submitted to the Company such as:

<![if !supportLists]>· <![endif]> An appraisal from either a qualified motorcycle appraiser or a motorcycle dealer. Must be submitted on their company's letterhead and completed within the past 12 months.

<![if !supportLists]>· <![endif]> If purchased within the past 12 months of policy effective date, a copy of the bill of sale or cancelled check.

<![if !supportLists]>- <![endif]>A Vintage Cycle Checklist must be submitted to the Company.

Custom/Assembled

<![if !supportLists]>· <![endif]>We categorize acceptable motorcycles into 3 categories: assembled, custom and manufactured. (See definitions)

<![if !supportLists]>· <![endif]>A current listing of all acceptable pre-approved custom motorcycles can be obtained at www.dairylandagents.com under Rate and Underwriting Guides.

<![if !supportLists]>- <![endif]>The list is subject to revision at any time.

<![if !supportLists]>· <![endif]>The value of the motorcycle with optional equipment may not exceed $60,000.

<![if !supportLists]>· <![endif]>Custom cycles are rated upon vehicle value.

Trikes

<![if !supportLists]>· <![endif]>To qualify, a trike must be a motorcycle changed to a 3-wheeled vehicle with a trike conversion unit or kit.

<![if !supportLists]>- <![endif]>Must have the original motorcycle manufacturer's engine.

<![if !supportLists]>- <![endif]>No front fork modifications are acceptable.

<![if !supportLists]>· <![endif]>Any unit or kit that is made by an established trike conversion manufacturer and installed in their intended manner is acceptable.

<![if !supportLists]>· <![endif]>Writing a trike:

<![if !supportLists]>- <![endif]>Quote using the original motorcycle manufacturer.

<![if !supportLists]>- <![endif]>The cost of the conversion kit is covered under the Optional Equipment coverage.

<![if !supportLists]>- <![endif]>Indicate in the "Remarks" section of application that the motorcycle is a trike.

`05. Unlicensed in need of SR22

6. International License

Any operator who does not have a valid U.S. license, but has a valid foreign or international license, will be assessed a surcharge.

After a U.S. license has been obtained and the information has been provided to the Company, the surcharge will not be adjusted mid-term, except when the mid-term change results in operators being added, deleted or replaced to the policy.

7. Valid License needed in # of Days

8. "PIP" for Proof of Not at Fault or Non-Injury

9. Proof of Marriage Required

10. Acceptable Proof of Marriage

11. Transferable Coverages

1. Vehicles

A vehicle eligible to be written under a Dairyland motorcycle policy is any two wheeled or three wheeled motorcycle except for the following:

<![if !supportLists]>· <![endif]>the vehicle is not licensed for road use or is an off-road vehicle, including all-terrain vehicles (ATV's);

<![if !supportLists]>· <![endif]>the vehicle is manufactured solely for the purpose of off-road use;

<![if !supportLists]>· <![endif]>the vehicle is used in competitive events;

<![if !supportLists]>· <![endif]>the vehicle is used in law enforcement or in any type of security services;

<![if !supportLists]>· <![endif]>the vehicle is registered in the name of a corporation or business;

<![if !supportLists]>· <![endif]>the vehicle has been customized with one or more of the following:

<![if !supportLists]>- <![endif]>the frame is materially altered from the original manufacturer's specifications;

<![if !supportLists]>- <![endif]>the engine has been replaced with an engine not made by the manufacturer of the original motorcycle;

<![if !supportLists]>- <![endif]>there is an extended front fork on the motorcycle;

<![if !supportLists]>- <![endif]>the fuel delivery system has been altered to use nitrous oxide or similar performance enhancing compounds;

<![if !supportLists]>· <![endif]>the vehicle is considered an unapproved custom built motorcycle, either a one-of-a-kind design or limited production;

<![if !supportLists]>· <![endif]>the vehicle is a show bike;

<![if !supportLists]>· <![endif]>the vehicle is used for delivery;

<![if !supportLists]>· <![endif]>motorcycles not initially manufactured for sale in the United States and do not conform to Environmental Protection Agency or National Highway Traffic and Safety Administration standards;

<![if !supportLists]>· <![endif]>vehicles with an engine larger than 2500 cc's;

<![if !supportLists]>· <![endif]>vehicle with optional equipment exceeding $20,000;

<![if !supportLists]>· <![endif]>vehicle with a total value, including optional equipment, greater than $60,000;

<![if !supportLists]>· <![endif]>vehicle with an operator(s) or applicant(s) who has been convicted of insurance fraud;

<![if !supportLists]>· <![endif]>the vehicle has a salvage or rebuilt title and/or registration;

<![if !supportLists]>· <![endif]>the vehicle has a lien holder that is not a financial institution or an entity whose regular business

2. Drivers

4 or less minor moving violations,

2 or less major violations and

2 or less at-fault accidents

3. Waived Violations

N/A

1 Who can be excluded

2. Who's vehicles can be added

3. How to Process

4. Endorsem*nt fee

5. Collect Money

6. Photos & inspection

1. Persistency New Business

2. "PTP" for Proof of Prior Ins.

3. Days Lapse in Coverage Allowed

4. Prior Months Insurance needed to Qualify

5. Acceptable Proof of Prior

<![if !supportLists]>1. <![endif]>Policy declarations or renewal notice

<![if !supportLists]>2. <![endif]>Identification Card

<![if !supportLists]>3. <![endif]>Letter of experience on company letterhead.

1. Annual Mileage

2. Licensing Experience

3. If Verifiable 3 years + CA experience

4. If Less than 3 years CA experience

1. Max # of vehicles

2. Clue Report

3. Binding Authority

72 Hours