Bealls Florida Credit Card (2024)

WalletHub Rating

2.7/5

Bealls Florida Credit Card has a rating of 2.7/5 according to our proprietary credit card rating system. This rating reflects how appealing Bealls Florida Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards (Store Cards)'. To break it down further, Bealls Florida Credit Card earned a score of 5.0/5 for Fees, 1.8/5 for Rewards, 2.7/5 for Cost, and 3.0/5 for User Reviews.Info about the Bealls Florida Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.

WalletHub Rating Breakdown

User Reviews

3.0/5

66 reviewsRead and write reviews

Market Comparison

Market Comparison

2.7

The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Rewards (Store Cards)” for this card.

Fees

5.0

Rewards

1.8

Cost

2.7

Other Features

0.0

2.7/5

Compared against 1,500+ credit cards

KEY TERMS

Accepted Credit Scores

Accepted Credit Scores

Excellent Credit, Good Credit, Fair Credit

Annual Fee

$0

APR on Purchases

30.24% (V)

Balance Transfer

Balance Transfers Not Allowed

Rewards

Earn 1 points for each $1 spent at Bealls, Bealls Florida, Home Centric and Rugged Earth Outfitters purchases. Receive $5 in Rewards for every $100 spent on your Bealls Florida credit card account.

Save 20% on a single purchase on any one day of your choosing during your birthday month.

Bealls Florida Credit Card's Additional Info

Online Account Access.

show more

Learn More

at Comenity Capital's secure site

Bealls Florida Credit Card Pros & Cons

No membership fees

Qualify with fair credit

High regular APR

Compare The Bealls Florida Credit Card vs. Popular Alternatives

Bealls Florida Credit Card (1)Bealls Florida Credit CardBealls Florida Credit Card (2)Prime VisaBealls Florida Credit Card (3)Costco Anywhere Visa® Card by Citi

2.7WalletHub Rating

WalletHub Rating

2.7

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

User Reviews

3.0

Market Comparison

2.7

fees: 5.0

rewards: 1.8

cost: 2.7

Other Features: 0.0

4.3WalletHub Rating

WalletHub Rating

4.3

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

4.2

Market Comparison

4.3

fees: 5.0

rewards: 4.1

cost: 4.5

Other Features: 0.0

3.6WalletHub Rating

WalletHub Rating

3.6

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

4.7

User Reviews

3.6

Market Comparison

3.5

fees: 5.0

rewards: 3.0

cost: 3.6

Other Features: 0.0

(66)
(7)
(1,033)

annual fee$0

annual fee$0

annual fee$0

rewards rate 1 point / $1

rewards rate 1 - 5% Cash Rewards

rewards rate 1 - 4% Cash Back

bonus offerNone

bonus offer $100 Amazon gift card

bonus offerNone

Purchase Intro APRNot Offered

Purchase Intro APRNot Offered

Purchase Intro APRNot Offered

transfer intro aprNot Offered

transfer intro aprNot Offered

transfer intro aprNot Offered

Regular APR30.24% (V)

Regular APR19.49% - 27.49% (V)

Regular APR20.49% (V)

Add to Compare

Add to Compare

Add to Compare

Sponsored Apply Now

Sponsored Apply Now

Questions & Answers

Can't find what you are looking for? Submit your question about Bealls Florida Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.

Bealls Florida Credit Card (4)

3

Upvotes

How can I pay my Bealls Florida Credit Card?

Reply

3

Maria Adams, Credit Cards Moderator

@m_adams

You can pay your Bealls Florida Credit Card eitheronlineor over the phone at (855) 233-7078. Alternatively, you can make a payment throughEasyPay, at anyBealls store location, or via mail.

Here's how you can pay your Bealls Florida Credit Card:

  • Online:Log into your online account and click on “Make a Payment”.
  • Phone:Call (855) 233-7078and follow the automated prompts to make a payment.
  • EasyPay:You can also make a payment throughEasyPay. This way, you can pay securely without setting up an account. You will only need to provide your credit card number, ZIP code, and the last 4 digits of your Social Security Number.
  • In-store:Visit anyBealls store locationand go to the customer service desk during regular business hours in order to make a payment.
  • Via mail: You can send a check or money order (but not cash) to the following address:

    Comenity Bank
    P.O. Box 182273
    Columbus, OH 43218-2273

Keep in mind that sending a payment by mail is the slowest option available. If you choose to use it, make sure to post it at least 5-7 days before your due date to avoid any late fees.

It is also worth noting that the issuer allows Bealls Florida Credit Card members to set up automatic payments, as well.

2

How long does it take to get the Bealls Florida Credit Card?

Reply

5

Gloria Long

@gloria_long

It takes 7-10 business days to get a new Bealls Florida Credit Card credit card after being approved for an account, in most cases.

That means it usually takes 14-20 business days to get a credit card after submitting an application, though the timeframe will be a lot shorter if you're approved instantly.

3

3

Upvotes

Where can I check my Bealls Florida Credit Card balance?

Reply

3

Valerie Phillips

@val_p

You can check your Bealls Florida Credit Card balance online or by calling 866-907-5594.

1

2

Upvotes

What can I do if I lost my Bealls Florida Credit Card?

Reply

2

Kendall Morris, Credit Cards Moderator

@kendallmorris

If you lost your Bealls Florida Credit Card, call (866) 907-5594 immediately to report it. The card will be canceled and a replacement will be issued and sent to you.

1

1

Upvote

How can I cancel my Bealls Florida Credit Card?

Reply

1

John Wittgap, WalletHub Analyst

@j.wittg

To cancel your Bealls Florida credit card, call 866-907-5594.

1

1

Upvote

Does the Bealls Florida credit card report to all bureaus?

Reply

1

1

Tommy S Davidson, WalletHub Analyst

@tdvdson94

The Bealls Florida credit card does report to all credit bureaus.

1

Upvotes

How do I apply for the Bealls Florida Credit Card?

Reply

John Miller, Credit Cards Moderator

@john_miller

You can apply for the Bealls Florida Credit Card online, through the credit card's website. This way, you can easily access the credit card's application form and complete it at your own pace. But that's not the only way to do it.

How to Apply for the Bealls Florida Credit Card

  • Online: Visit the credit card's website and select the “Apply” button. After that, fill in the required information, like your mobile phone number, the last 4...

show more

Upvotes

What's the starting credit limit for the Bealles Florida Credit Card?

Reply

Chip Lupo, Credit Card Writer

@CLoop

There is no disclosed starting credit limit for the Bealls Florida Credit Card. For the most part, credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

That said, the Bealls Florida Credit Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by calling the the issuer's customer service number on the back of your card, but...

show more

Upvotes

Can I use my Bealls outlet card at the regular Bealls Florida?

Reply

1

Christy

@ezebert

As a former Bealls employee, we knew (and the company knew) the Retail and Outlet cards could work in both stores, but standing policy was that we were supposed to discourage attempts to usethe outlet card in the retail stores.

View more answers

Upvotes

Can I use my Bealls Florida Credit Card anywhere?

Reply

Marshall Smith

@smithm_3

You cannot use your Bealls Florida credit card anywhere. Unfortunately, you can only use the Bealls Florida credit card at Bealls. It's just a store card.

1

People Also Apply For

Prime Visa

Add to Compare

Costco Anywhere Visa® Card by Citi

Add to Compare

Blue Cash Everyday® Card from American Express

Add to Compare

Capital One Platinum Credit Card

Add to Compare

GAP Credit Card

Add to Compare

Woman Within Credit Card

Add to Compare

Banana Republic Store Card

Add to Compare

Old Navy Store Card

Add to Compare

Related Credit Card Categories

Bealls Florida Credit Card is related to the following categories:

Compare Travel Credit CardsPoints Credit Cards

Bealls Florida Credit Card Reviews

Share your insights and review for the Bealls Florida Credit Card

5

27%

4

15%

3

20%

2

9%

1

29%

3.0

66 reviews

66 reviews

What's Your Rating?

Deborah

@deborahs_152

5 Star Rating

Verified Customer

Bealls is a great place to shop with plenty of bells bucks earned from purchases the merchandise is always great quality and you can get a bargain

Comment

rlightsey47855

@rlightsey47855

1 Star Rating

HORRIBLE CUSTOMER SERVICE!!!!! Francisco and Francis-the CSR Supervisors were horrible on the phone today! On Monday, 9/25 I spoke with two lovely CSR-Jacklyn and then her supervisor- Mary. Unfortunately, I had no way of contacting Mary to see what she found out about my complaint-that the CSR did not credit my first late fee of $30 like she was supposed to, so it carried over into next month's bill-I called on 8/31-spoke to some man that was soo rude, i decided to close my account and asked for my account balance-he told me 1.93-i paid it. Got my letter confirming closure, however I get ANOTHER bill for the old late fee, plus a new late fee and when I called-since it is closed-NO ONE CAN DO ANYTHING ABOUT IT!!!!!

Comment

Hilary

@hilaryedwards175

4 Star Rating

Verified Customer

Hi, my name is Hilary Edwards I have had my Bealls credit card for 3 months and I am very much satisfied. I have been using it frequently.

Comment

Ardyth

@ardytha

3 Star Rating

Verified Customer

The credit card has a 0 balance. Comenity has been contacted regarding this, so it would be appreciated if it were being accurately reported as such!

Comment

pkelder

@pkelder

3 Star Rating

Verified Customer

Interest rate too high, only use when they have a good sale. I do love thier clothing. They need to give the consumer a better rate

Comment

Thomas

@tmco*ck82

1 Star Rating

Verified Customer

This card was paid in full and am having a hard time getting a increase in credit. I do not recommend this creator do not apply. Not very friendly user or member customer service awful!

Comment

1

Pamela

@prfrg682

3 Star Rating

Verified Customer

Card is great. however I found that their card site has some issues. And when a bill is paid off it should say so on your credit report.

Comment

Arety

@aretyk

5 Star Rating

Verified Customer

The bank that services this card dropped my credit limit even though I have had this account for at least 12 years and never missed a payment. That was underhanded.

Comment

Traci

@tracic_15

5 Star Rating

Verified Customer

This card has been nice to have to get gifts for my son and pay off after each month !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Comment

John C

@carcass62

1 Star Rating

Verified Customer

I have been a loyal card holder for over 9 years now and I just finally received my first automatic credit limit increase of $100. Huge lack of appreciation for thier card holders.

Comment

Review Bealls Florida Credit Card

Bealls Florida Credit Card

Credit Cards

>

Comenity Capital

Important Disclosures

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.

Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub, we try to list as many credit card offers as possible and currently have more than 1,500 offers, but we do not list all available offers or financial service companies.

Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best credit card picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.

WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.

Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsem*nt of the institution or professional by us or vice versa.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

* The information about the following cards has been independently collected by WalletHub: GAP Credit Card, Woman Within Credit Card, Banana Republic Store Card, Old Navy Store Card, and Bealls Florida Credit Card.

Bealls Florida Credit Card (2024)

References

Top Articles
Latest Posts
Article information

Author: Greg O'Connell

Last Updated:

Views: 6503

Rating: 4.1 / 5 (62 voted)

Reviews: 93% of readers found this page helpful

Author information

Name: Greg O'Connell

Birthday: 1992-01-10

Address: Suite 517 2436 Jefferey Pass, Shanitaside, UT 27519

Phone: +2614651609714

Job: Education Developer

Hobby: Cooking, Gambling, Pottery, Shooting, Baseball, Singing, Snowboarding

Introduction: My name is Greg O'Connell, I am a delightful, colorful, talented, kind, lively, modern, tender person who loves writing and wants to share my knowledge and understanding with you.