WalletHub Rating
2.7/5
Bealls Florida Credit Card has a rating of 2.7/5 according to our proprietary credit card rating system. This rating reflects how appealing Bealls Florida Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards (Store Cards)'. To break it down further, Bealls Florida Credit Card earned a score of 5.0/5 for Fees, 1.8/5 for Rewards, 2.7/5 for Cost, and 3.0/5 for User Reviews.Info about the Bealls Florida Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
3.0/5
66 reviewsRead and write reviews
Market Comparison
Market Comparison
2.7
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Rewards (Store Cards)” for this card.
Fees
5.0
Rewards
1.8
Cost
2.7
Other Features
0.0
2.7/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
30.24% (V)
Balance Transfer
Balance Transfers Not Allowed
Rewards
Earn 1 points for each $1 spent at Bealls, Bealls Florida, Home Centric and Rugged Earth Outfitters purchases. Receive $5 in Rewards for every $100 spent on your Bealls Florida credit card account.
Save 20% on a single purchase on any one day of your choosing during your birthday month.
Bealls Florida Credit Card's Additional Info
Online Account Access.
show more
Learn More
at Comenity Capital's secure site
Bealls Florida Credit Card Pros & Cons
No membership fees
Qualify with fair credit
High regular APR
Compare The Bealls Florida Credit Card vs. Popular Alternatives
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2.7WalletHub Rating WalletHub Rating 2.7 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. User Reviews 3.0 Market Comparison 2.7 fees: 5.0 rewards: 1.8 cost: 2.7 Other Features: 0.0 | 4.3WalletHub Rating WalletHub Rating 4.3 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.2 Market Comparison 4.3 fees: 5.0 rewards: 4.1 cost: 4.5 Other Features: 0.0 | 3.6WalletHub Rating WalletHub Rating 3.6 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.7 User Reviews 3.6 Market Comparison 3.5 fees: 5.0 rewards: 3.0 cost: 3.6 Other Features: 0.0 |
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR30.24% (V) | Regular APR19.49% - 27.49% (V) | Regular APR20.49% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Bealls Florida Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
3
Upvotes
How can I pay my Bealls Florida Credit Card?
Reply
3
Maria Adams, Credit Cards Moderator
@m_adams
You can pay your Bealls Florida Credit Card eitheronlineor over the phone at (855) 233-7078. Alternatively, you can make a payment throughEasyPay, at anyBealls store location, or via mail.
Here's how you can pay your Bealls Florida Credit Card:
- Online:Log into your online account and click on “Make a Payment”.
- Phone:Call (855) 233-7078and follow the automated prompts to make a payment.
- EasyPay:You can also make a payment throughEasyPay. This way, you can pay securely without setting up an account. You will only need to provide your credit card number, ZIP code, and the last 4 digits of your Social Security Number.
- In-store:Visit anyBealls store locationand go to the customer service desk during regular business hours in order to make a payment.
- Via mail: You can send a check or money order (but not cash) to the following address:
Comenity Bank
P.O. Box 182273
Columbus, OH 43218-2273
Keep in mind that sending a payment by mail is the slowest option available. If you choose to use it, make sure to post it at least 5-7 days before your due date to avoid any late fees.
It is also worth noting that the issuer allows Bealls Florida Credit Card members to set up automatic payments, as well.
2
5
Upvotes
How long does it take to get the Bealls Florida Credit Card?
Reply
5
Gloria Long
@gloria_long
It takes 7-10 business days to get a new Bealls Florida Credit Card credit card after being approved for an account, in most cases.
That means it usually takes 14-20 business days to get a credit card after submitting an application, though the timeframe will be a lot shorter if you're approved instantly.
3
3
Upvotes
Where can I check my Bealls Florida Credit Card balance?
Reply
3
Valerie Phillips
@val_p
You can check your Bealls Florida Credit Card balance online or by calling 866-907-5594.
1
2
Upvotes
What can I do if I lost my Bealls Florida Credit Card?
Reply
2
Kendall Morris, Credit Cards Moderator
@kendallmorris
If you lost your Bealls Florida Credit Card, call (866) 907-5594 immediately to report it. The card will be canceled and a replacement will be issued and sent to you.
1
1
Upvote
How can I cancel my Bealls Florida Credit Card?
Reply
1
John Wittgap, WalletHub Analyst
@j.wittg
To cancel your Bealls Florida credit card, call 866-907-5594.
1
1
Upvote
Does the Bealls Florida credit card report to all bureaus?
Reply
1
1
Tommy S Davidson, WalletHub Analyst
@tdvdson94
The Bealls Florida credit card does report to all credit bureaus.
1
Upvotes
How do I apply for the Bealls Florida Credit Card?
Reply
John Miller, Credit Cards Moderator
@john_miller
You can apply for the Bealls Florida Credit Card online, through the credit card's website. This way, you can easily access the credit card's application form and complete it at your own pace. But that's not the only way to do it.
How to Apply for the Bealls Florida Credit Card
- Online: Visit the credit card's website and select the “Apply” button. After that, fill in the required information, like your mobile phone number, the last 4...
show more
Upvotes
What's the starting credit limit for the Bealles Florida Credit Card?
Reply
Chip Lupo, Credit Card Writer
@CLoop
There is no disclosed starting credit limit for the Bealls Florida Credit Card. For the most part, credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
That said, the Bealls Florida Credit Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by calling the the issuer's customer service number on the back of your card, but...
show more
Upvotes
Can I use my Bealls outlet card at the regular Bealls Florida?
Reply
1
Christy
@ezebert
As a former Bealls employee, we knew (and the company knew) the Retail and Outlet cards could work in both stores, but standing policy was that we were supposed to discourage attempts to usethe outlet card in the retail stores.
View more answers
Upvotes
Can I use my Bealls Florida Credit Card anywhere?
Reply
Marshall Smith
@smithm_3
You cannot use your Bealls Florida credit card anywhere. Unfortunately, you can only use the Bealls Florida credit card at Bealls. It's just a store card.
1
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Bealls Florida Credit Card Reviews
Share your insights and review for the Bealls Florida Credit Card
5
27%
4
15%
3
20%
2
9%
1
29%
3.0
66 reviews
66 reviews
What's Your Rating?
Most Recent
Deborah
@deborahs_152
5 Star Rating
Bealls is a great place to shop with plenty of bells bucks earned from purchases the merchandise is always great quality and you can get a bargain
Comment
rlightsey47855
@rlightsey47855
1 Star Rating
HORRIBLE CUSTOMER SERVICE!!!!! Francisco and Francis-the CSR Supervisors were horrible on the phone today! On Monday, 9/25 I spoke with two lovely CSR-Jacklyn and then her supervisor- Mary. Unfortunately, I had no way of contacting Mary to see what she found out about my complaint-that the CSR did not credit my first late fee of $30 like she was supposed to, so it carried over into next month's bill-I called on 8/31-spoke to some man that was soo rude, i decided to close my account and asked for my account balance-he told me 1.93-i paid it. Got my letter confirming closure, however I get ANOTHER bill for the old late fee, plus a new late fee and when I called-since it is closed-NO ONE CAN DO ANYTHING ABOUT IT!!!!!
Comment
Hilary
@hilaryedwards175
4 Star Rating
Hi, my name is Hilary Edwards I have had my Bealls credit card for 3 months and I am very much satisfied. I have been using it frequently.
Comment
Ardyth
@ardytha
3 Star Rating
The credit card has a 0 balance. Comenity has been contacted regarding this, so it would be appreciated if it were being accurately reported as such!
Comment
pkelder
@pkelder
3 Star Rating
Interest rate too high, only use when they have a good sale. I do love thier clothing. They need to give the consumer a better rate
Comment
Thomas
@tmco*ck82
1 Star Rating
This card was paid in full and am having a hard time getting a increase in credit. I do not recommend this creator do not apply. Not very friendly user or member customer service awful!
Comment
1
Pamela
@prfrg682
3 Star Rating
Card is great. however I found that their card site has some issues. And when a bill is paid off it should say so on your credit report.
Comment
Arety
@aretyk
5 Star Rating
The bank that services this card dropped my credit limit even though I have had this account for at least 12 years and never missed a payment. That was underhanded.
Comment
Traci
@tracic_15
5 Star Rating
This card has been nice to have to get gifts for my son and pay off after each month !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Comment
John C
@carcass62
1 Star Rating
I have been a loyal card holder for over 9 years now and I just finally received my first automatic credit limit increase of $100. Huge lack of appreciation for thier card holders.
Comment
Review Bealls Florida Credit Card
Bealls Florida Credit Card
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